Joseph Insurance Broker offers travel insurance backed by Blue Shield — providing comprehensive protection for domestic and international travel.
Why You Need Travel Insurance
Your domestic health insurance — and Medicare — typically does not cover medical emergencies outside the United States. A single medical evacuation can cost $50,000 or more without coverage. Travel insurance protects your trip investment and your health.
Coverage Options
- Trip Cancellation & Interruption — Recoup prepaid costs if you must cancel or cut short your trip
- Emergency Medical Coverage — Pays for treatment at foreign hospitals and clinics
- Emergency Evacuation — Transport to the nearest adequate facility or back home
- Baggage Loss & Delay — Replacement funds if luggage is lost or delayed
- Travel Delay — Hotel and meals during covered delays
- Cancel for Any Reason (CFAR) — Maximum flexibility upgrade
Medicare Beneficiaries & International Travel
Original Medicare generally does not cover care outside the U.S. Some Medigap plans (C, D, F, G, M, N) offer limited foreign travel emergency coverage — up to a $50,000 lifetime maximum after a $250 deductible, at 80% coinsurance. A standalone travel policy provides more comprehensive protection.