Personal Insurance

Beyond Medicare and health, Joseph Insurance Broker helps individuals and families protect their homes, vehicles, and belongings. Peter works with top-rated carriers to find you the best rates and coverage.

Personal Insurance Products

• Homeowner's Insurance — Protect your home and belongings against fire, theft, storms, and liability
• CA FAIR Plan + Bamboo/Aegis — Complete home coverage even in high-risk fire areas
• Auto Insurance — Required by California law; we shop multiple carriers for best rates
• Renters Insurance — Protect your belongings even if you don't own your home
• Travel Insurance — Coverage for trip cancellations, medical emergencies, and more while traveling

CA FAIR Plan Specialists

With California's wildfire risk, many standard carriers have pulled out of high-risk areas. Peter specializes in structuring CA FAIR Plan policies alongside surplus lines coverage (Bamboo, Aegis) to give homeowners complete protection at competitive rates.