Travel Insurance

Travel insurance protects your investment in a trip — and more importantly, protects you if you experience a medical emergency far from home.

What Travel Insurance Covers

• Trip Cancellation/Interruption — Recoup prepaid, non-refundable trip costs if you must cancel or cut a trip short due to a covered reason (illness, injury, death in the family, etc.)
• Emergency Medical Coverage — Pays for emergency medical treatment abroad when your domestic health insurance doesn't apply
• Emergency Medical Evacuation — Covers the cost of emergency transport to the nearest adequate medical facility — or back home. This can cost $50,000+ without insurance.
• Baggage Loss/Delay — Reimbursement if luggage is lost, stolen, or delayed
• Travel Delay — Covers additional expenses if your trip is delayed
• Cancel for Any Reason (CFAR) — Optional upgrade that lets you cancel for any reason, typically reimbursing 50–75% of trip cost

Who Needs Travel Insurance?

Anyone traveling internationally should strongly consider travel insurance. Domestic travelers should consider it for significant prepaid trips (cruises, guided tours, resort bookings).

Medicare & International Travel

Original Medicare and most Medicare Advantage plans do not cover medical care outside the United States. International travel insurance is essential for Medicare beneficiaries who travel abroad. Peter offers travel insurance backed by Blue Shield.