Home and Auto Insurance

Your home and car are likely your two most valuable assets. Make sure they're protected with the right coverage at the right price.

Homeowner's Insurance

A standard homeowner's policy typically covers:

• Dwelling coverage (the structure of your home)
• Personal property (furniture, electronics, clothing)
• Liability protection (if someone is injured on your property)
• Additional living expenses (if you're displaced due to a covered loss)
• Other structures (detached garage, fence, shed)

CA FAIR Plan for High-Risk Areas

If standard carriers have declined or non-renewed your homeowner's policy due to wildfire risk, the CA FAIR Plan provides basic fire coverage. Peter bundles FAIR Plan with Bamboo or Aegis to fill the gaps and give you comprehensive protection.

Auto Insurance

California minimum required coverage:

• $15,000 bodily injury per person
• $30,000 bodily injury per accident
• $5,000 property damage

Peter recommends higher limits and recommends adding: uninsured motorist coverage, collision, comprehensive, and umbrella for full protection. He shops your auto across multiple carriers to find the lowest rate for your driving record and vehicle.