/* Joseph Insurance Broker - Main Stylesheet */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{--navy:#003087;--blue:#0057b8;--sky:#2e7dd1;--gold:#f0a500;--white:#ffffff;--gray:#666;--light-gray:#f5f5f5;--border:#e0e0e0;--text:#333;--dark:#1a1a2e}
html{scroll-behavior:smooth}
body{font-family:Arial,sans-serif;color:var(--text);background:#fff;font-size:15px;line-height:1.6}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4,h5{font-family:Georgia,serif;color:var(--navy)}
h1{font-size:2em;margin-bottom:16px}
h2{font-size:1.6em;margin-bottom:12px}
h3{font-size:1.3em;margin-bottom:10px}
h4,h5{font-size:1.1em;margin-bottom:8px}
p{margin-bottom:12px}
ul,ol{margin:0 0 12px 24px}
li{margin-bottom:4px}
img{max-width:100%;height:auto}

.top-bar{background:var(--navy);color:white;padding:6px 20px;font-size:13px;display:flex;justify-content:space-between;align-items:center}
.top-bar a{color:white}
.top-nav{background:white;border-bottom:3px solid var(--navy);padding:12px 20px;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:10px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none}
.brand img{height:50px;width:auto}
.brand-text{display:flex;flex-direction:column}
.brand-name{font-family:Georgia,serif;font-size:18px;font-weight:bold;color:var(--navy);line-height:1.1}
.brand-tagline{font-size:11px;color:var(--gold);font-style:italic}
.main-nav-links{display:flex;gap:4px;align-items:center;flex-wrap:wrap}
.main-nav-links a{padding:7px 11px;font-size:13px;font-weight:bold;color:var(--navy);border-radius:4px;white-space:nowrap}
.main-nav-links a:hover{background:var(--navy);color:white;text-decoration:none}
.nav-cta{background:var(--gold)!important;color:var(--navy)!important;border-radius:4px}
.section-nav{background:var(--navy)}
.section-nav ul{list-style:none;display:flex;padding:0 16px;flex-wrap:wrap;margin:0}
.section-nav ul li{position:relative}
.section-nav ul li a{display:block;padding:10px 14px;color:white;font-size:13px;font-weight:bold}
.section-nav ul li a:hover{background:rgba(255,255,255,0.15);text-decoration:none}
.section-nav ul li ul{display:none;position:absolute;top:100%;left:0;background:var(--blue);min-width:260px;z-index:1000;box-shadow:0 4px 12px rgba(0,0,0,0.2)}
.section-nav ul li:hover ul{display:block}
.section-nav ul li ul li a{font-weight:normal;font-size:13px;border-bottom:1px solid rgba(255,255,255,0.1)}

.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--blue) 100%);color:white;padding:48px 20px;text-align:center}
.hero h1{color:white;font-size:2.2em;margin-bottom:8px}
.hero h2{color:rgba(255,255,255,0.85);font-size:1.4em;margin-bottom:20px;font-weight:normal}
.hero p{color:rgba(255,255,255,0.8);max-width:640px;margin:0 auto 20px;font-size:16px}
.hero-btns{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin-top:20px}
.btn{display:inline-block;padding:12px 24px;border-radius:5px;font-weight:bold;font-size:14px;cursor:pointer;transition:all 0.2s}
.btn-primary{background:var(--gold);color:var(--navy)}
.btn-primary:hover{background:#d4920a;text-decoration:none;color:var(--navy)}
.btn-outline{background:transparent;border:2px solid white;color:white}
.btn-outline:hover{background:white;color:var(--navy);text-decoration:none}
.btn-navy{background:var(--navy);color:white}
.btn-navy:hover{background:var(--blue);text-decoration:none;color:white}

.content-section{padding:40px 20px}
.content-section.alt{background:var(--light-gray)}
.section-title{text-align:center;margin-bottom:32px}
.section-title h2{font-size:1.8em}
.section-title p{color:var(--gray);max-width:600px;margin:8px auto 0}

.award-section{text-align:center;padding:24px 20px;background:var(--light-gray)}
.award-section img{max-height:120px;width:auto}

.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;max-width:1100px;margin:0 auto}
.service-card{background:white;border:1px solid var(--border);border-radius:8px;padding:24px;text-align:center}
.service-card img{width:80px;height:80px;object-fit:cover;border-radius:50%;margin-bottom:12px}
.service-card h5{color:var(--navy);font-size:16px;margin-bottom:8px;font-family:Georgia,serif}
.service-card p{font-size:13px;color:var(--gray);margin:0}

.agent-filter{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:20px;max-width:1100px;margin-left:auto;margin-right:auto}
.filter-btn{padding:6px 14px;border-radius:20px;border:1px solid var(--navy);background:none;color:var(--navy);cursor:pointer;font-size:13px;font-family:Arial,sans-serif}
.filter-btn.active,.filter-btn:hover{background:var(--navy);color:white}
.agent-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;max-width:1100px;margin:0 auto}
.agent-card{border:1px solid var(--border);border-radius:8px;overflow:hidden;text-align:center;background:white}
.agent-card img{width:100%;aspect-ratio:1;object-fit:cover;object-position:top;background:var(--light-gray)}
.agent-info{padding:12px}
.agent-info h4{font-size:14px;margin-bottom:4px;font-family:Georgia,serif}
.agent-info .role{font-size:11px;color:var(--sky);font-weight:bold;margin-bottom:4px;text-transform:uppercase;letter-spacing:0.5px}
.agent-info .loc{font-size:12px;color:var(--gray);margin-bottom:6px}
.agent-info a{display:block;font-size:11px;margin-bottom:2px;color:var(--blue)}

.gallery-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;max-width:1100px;margin:0 auto}
.gallery-item{position:relative;overflow:hidden;border-radius:6px;aspect-ratio:1}
.gallery-item img{width:100%;height:100%;object-fit:cover;transition:transform 0.3s}
.gallery-item:hover img{transform:scale(1.05)}
.gallery-caption{position:absolute;bottom:0;left:0;right:0;background:rgba(0,0,0,0.65);color:white;padding:5px 8px;font-size:10px}

.carrier-logos{display:flex;flex-wrap:wrap;gap:20px;align-items:center;justify-content:center;padding:24px;background:var(--light-gray)}
.carrier-logos img{height:40px;width:auto;object-fit:contain;filter:grayscale(20%);transition:filter 0.2s}
.carrier-logos img:hover{filter:grayscale(0)}

.stats-bar{background:var(--navy);color:white;display:flex;justify-content:space-around;flex-wrap:wrap}
.stat-item{padding:24px 20px;text-align:center;flex:1;border-right:1px solid rgba(255,255,255,0.15)}
.stat-item:last-child{border-right:none}
.stat-num{font-size:2.2em;font-weight:bold;color:var(--gold);display:block}
.stat-label{font-size:12px;color:rgba(255,255,255,0.7);margin-top:4px}

.video-wrap{position:relative;aspect-ratio:16/9;max-width:800px;margin:0 auto}
.video-wrap iframe{width:100%;height:100%;border:none;border-radius:8px}
.video-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;max-width:900px;margin:0 auto}

.form-section{background:var(--light-gray);padding:40px 20px}
.form-wrap{background:white;border:1px solid var(--border);border-radius:8px;padding:32px;max-width:700px;margin:0 auto}
.form-wrap h3{margin-bottom:20px}
.form-group{margin-bottom:14px}
.form-group label{display:block;font-size:13px;font-weight:bold;color:var(--navy);margin-bottom:4px}
.form-group input,.form-group select,.form-group textarea{width:100%;padding:9px 12px;border:1px solid var(--border);border-radius:4px;font-size:14px;font-family:Arial,sans-serif;color:var(--text)}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{outline:none;border-color:var(--blue)}
.form-group textarea{resize:vertical;min-height:80px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.checkbox-grid{display:grid;grid-template-columns:1fr 1fr;gap:6px;margin-bottom:14px}
.checkbox-item{display:flex;align-items:center;gap:8px;font-size:13px;cursor:pointer}
.checkbox-item input{width:auto}
.btn-submit{background:var(--navy);color:white;border:none;padding:12px 32px;border-radius:4px;font-size:15px;font-weight:bold;cursor:pointer;font-family:Arial,sans-serif;width:100%}
.btn-submit:hover{background:var(--blue)}
.form-disclaimer{font-size:11px;color:var(--gray);margin-top:12px;line-height:1.5}

.map-wrap iframe{width:100%;height:350px;border:1px solid var(--border);border-radius:6px}

footer{background:var(--dark);color:rgba(255,255,255,0.75)}
.footer-top{padding:40px 20px;display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:32px;max-width:1200px;margin:0 auto}
.footer-brand .footer-logo{font-family:Georgia,serif;font-size:20px;color:white;font-weight:bold;margin-bottom:4px}
.footer-brand .footer-tagline{font-size:12px;color:var(--gold);margin-bottom:12px;font-style:italic}
.footer-brand p{font-size:13px;line-height:1.6}
.footer-col h4{color:white;font-size:12px;letter-spacing:1px;text-transform:uppercase;margin-bottom:14px;border-bottom:1px solid rgba(255,255,255,0.1);padding-bottom:8px}
.footer-col ul{list-style:none;margin:0;padding:0}
.footer-col ul li{margin-bottom:6px}
.footer-col ul li a{color:rgba(255,255,255,0.65);font-size:13px}
.footer-col ul li a:hover{color:white}
.footer-social{display:flex;gap:8px;margin-top:14px}
.footer-social a img{width:26px;height:26px}
.footer-bottom{border-top:1px solid rgba(255,255,255,0.1);padding:16px 20px;text-align:center;font-size:11px;color:rgba(255,255,255,0.4)}
.footer-bottom a{color:rgba(255,255,255,0.4)}

.page-hero-inner{background:var(--light-gray);border-bottom:1px solid var(--border);padding:24px 20px}
.page-hero-inner h1{font-size:1.8em;margin-bottom:4px}
.breadcrumb{font-size:12px;color:var(--gray);margin-bottom:8px}
.breadcrumb a{color:var(--gray)}
.content-body{max-width:860px;margin:0 auto;padding:32px 20px}
.content-body h2{margin-top:24px;margin-bottom:10px}
.content-body h3{margin-top:20px;margin-bottom:8px}
.content-body table{width:100%;border-collapse:collapse;margin-bottom:16px}
.content-body td,.content-body th{border:1px solid var(--border);padding:8px 12px;font-size:14px}
.content-body th{background:var(--light-gray);font-weight:bold}
.sidebar-layout{display:grid;grid-template-columns:1fr 280px;gap:32px;max-width:1100px;margin:0 auto;padding:32px 20px}
.sidebar{background:var(--light-gray);border-radius:8px;padding:20px;height:fit-content}
.sidebar h4{color:var(--navy);margin-bottom:12px}
.sidebar ul{list-style:none;margin:0;padding:0}
.sidebar ul li{border-bottom:1px solid var(--border)}
.sidebar ul li a{display:block;padding:8px 0;font-size:13px;color:var(--navy)}
.sidebar ul li a:hover{color:var(--blue)}
.quote-cta{background:var(--navy);color:white;padding:20px;border-radius:8px;text-align:center;margin-top:20px}
.quote-cta p{color:rgba(255,255,255,0.8);font-size:14px;margin-bottom:12px}
.quote-cta a{background:var(--gold);color:var(--navy);padding:10px 20px;border-radius:4px;font-weight:bold;font-size:14px;display:inline-block}

.two-col{display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:start}
.disclaimer{background:#fff3cd;border:1px solid #ffc107;border-radius:6px;padding:14px 18px;font-size:12px;color:#555;margin-top:20px}

@media(max-width:900px){
  .service-grid{grid-template-columns:repeat(2,1fr)}
  .agent-grid{grid-template-columns:repeat(2,1fr)}
  .gallery-grid{grid-template-columns:repeat(3,1fr)}
  .footer-top{grid-template-columns:1fr 1fr}
  .two-col,.sidebar-layout{grid-template-columns:1fr}
  .video-grid{grid-template-columns:1fr}
}
@media(max-width:600px){
  .service-grid,.agent-grid,.gallery-grid{grid-template-columns:1fr}
  .footer-top{grid-template-columns:1fr}
  .form-row,.checkbox-grid{grid-template-columns:1fr}
  .hero h1{font-size:1.6em}
  .main-nav-links{display:none}
}